During the normal functioning, a machinery is exposed to suffer
damages that are not protected under the branch of fire and Allied
Forces. This are the silverware under this insurance policy, as for
example the damages for human mistake or for errors of handling.
This insurance protects the policyholder on the damages or
unforeseen accidents in the teams and/or machineries specified with
his characteristics in the insurance policy. The following thing can
be insured:
▪ Equipped Airs
▪ Compressors
▪ Water bombs
▪ Power stations
▪ Boilers
Coverage
Incidents during the work, as bad adjustments, loosening, damages in
measurements of prevention, brought in of strange bodies:
▪ Plow by centrifugal forces
▪ Water absence in cauldrons
▪ Excess of pressure
▪ Short circuit, excess of voltage or current
▪ Shortcomings of design, materials or manufacture
▪ Bad handling, ignorance, negligence, malevolence on part of
employees
▪ Storm
▪ Absence in lubrication
▪ internal Fire
Information Necessary for the Subscription
▪ descriptive Relation of the machineries indicating: individual
value, type, mark, model, operation, year, capacity, number of
series and value of restoration to new, of the same ones.
▪ Is necessary that the properties are assured in the company, under
the Branch of Fire.
Not insurable risks
▪ Corrosion, erosion caused by use or wear of any piece
▪ Breakdowns caused by tests, excessive intentional load
▪ Fire, explosion, beam, extinction of fire, demolition,
dismantling, removal of debris
▪ Earthquake, tidal wave, subsidence, landslide, rock fall
▪ Flood, cyclone, volcanic eruption
▪ Theft, robbery
▪ Damage for intentional acts, intentional negligence for the
policyholder or for his Direction
Procedure for Claims
Present the following documents:
▪ Technical report of the catastrophe, since it happened and the
causes of it
▪ Budget of the damages or quote
