This
insurance policy indemnifies the policyholder for the loss of money
or values caused by theft or attempt of the same one, of the goods
or values described in the insurance policy, any time the above
mentioned theft is realized exercising violence on the place of the
owner, or violence on the person or persons who have the safekeeping
of the above mentioned goods.
Coverage
Robbery and assault of money and values inside and outside of the
place
Information Necessary for the Subscription
▪ Name
▪ Direction
▪ Phones
▪ Certificate
▪ RNC for companies
▪ Class of business
▪ Construction of the place:
▪ Protection of the place
▪ Experience in losses
▪ Type of safe
▪ To declare the one who has the money to his charge
▪ To declare the one who transports the money:
▪ Measurements of control
▪ Safety measurements
▪ Maximum value of money that the client supports inside the place
and/or sends to the bank or brings of the bank
▪ Limit that that client wants to assure inside and out of the place. Detail
of the limit to assure, cash and/or checks
▪ To have insurance policy of fire
▪ Inform to Seguros Banreservas the following thing:
▪ Maximum Value of money that the client supports inside the place
or sends to the Bank
▪ Limit you wants to assure inside and out of the place
Not insurable risks
a) Thefts in which there intervene persons for whom he will be
civilly responsible for the policyholder.
b) Losses that come from thefts of golden ingots and silver,
jewelry, stone that are not mounted, qualifications, obligations
or documents of any class, postal or fiscal stamps, coins, tickets
of bank, checks, lettering, notes, books of accounting or other
books of commerce
c) Thefts directly caused for hostile action or operations of
declared war or not, invasion of foreign enemies, war, revolution
disturbances of working character, etc.
d) Other damages or losses specified in the insurance policy
e) Thefts directly caused for hostility, activities or operations of
declared war or not, invasion of foreign enemies, internal war,
revolution, rebellion, insurrection, suspension of guarantee or
events that cause these de facto situations or rights
f) Losses directly caused by strikers or by persons who take part in
disturbances of working character, in unemployment, in popular
clamors or in riots, as well as damages caused by acts of sabotage.
Losses that the policyholder will be able to suffer as consequence
of the mysterious disappearance of the goods assured under the same
one
g) The loss, damages or destruction caused for, or by some
falsification, whoever is the author; some dishonest, fraudulent or
criminal act that is not a Theft (with assault) or a Theft with
Violence to a Safe box, or an attempt of the same ones,
committed by any employee, the director or trustee of the
policyholder
Procedure for Claims
Visit Seguros Banreservas and present the following documents:
▪ Formal letter of claim
▪ Relation / detail of removed values
▪ Police certified Record
▪ Vouchers of the removed income
▪ Bank deposits of last months
▪ States of bank accounts
